LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,735
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,100
−HK$370/mo
Today · 4.125%
HK$12,470
baseline
▲ 0.50% · 4.625%
HK$13,229
+HK$759/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,940/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,055
−HK$705/mo
▼ 0.25% · 3.875%
HK$13,405
−HK$355/mo
Today · 4.125%
HK$13,760
baseline
▲ 0.50% · 4.625%
HK$14,485
+HK$725/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,520/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,082
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,520
−HK$445/mo
Today · 4.125%
HK$14,965
baseline
▲ 0.50% · 4.625%
HK$15,875
+HK$910/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,930/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,666
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,086
−HK$426/mo
Today · 4.125%
HK$16,512
baseline
▲ 0.50% · 4.625%
HK$17,382
+HK$870/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,024/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,428
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,939
−HK$520/mo
Today · 4.125%
HK$17,459
baseline
▲ 0.50% · 4.625%
HK$18,521
+HK$1,062/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,918/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,276
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,767
−HK$497/mo
Today · 4.125%
HK$19,264
baseline
▲ 0.50% · 4.625%
HK$20,279
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,528/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,122
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,779
−HK$668/mo
Today · 4.125%
HK$22,447
baseline
▲ 0.50% · 4.625%
HK$23,813
+HK$1,366/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$44,894/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,129
−HK$639/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,073
+HK$1,305/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,789 · Scale 2, in force from 26 Feb 2026)