LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,735
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,100
−HK$371/mo
Today · 4.125%
HK$12,471
baseline
▲ 0.50% · 4.625%
HK$13,230
+HK$759/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,942/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,055
−HK$705/mo
▼ 0.25% · 3.875%
HK$13,405
−HK$355/mo
Today · 4.125%
HK$13,760
baseline
▲ 0.50% · 4.625%
HK$14,486
+HK$726/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,520/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,082
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,520
−HK$445/mo
Today · 4.125%
HK$14,965
baseline
▲ 0.50% · 4.625%
HK$15,876
+HK$911/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,930/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,666
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,086
−HK$427/mo
Today · 4.125%
HK$16,513
baseline
▲ 0.50% · 4.625%
HK$17,383
+HK$870/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,026/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,429
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,940
−HK$519/mo
Today · 4.125%
HK$17,459
baseline
▲ 0.50% · 4.625%
HK$18,522
+HK$1,063/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,918/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,277
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,767
−HK$498/mo
Today · 4.125%
HK$19,265
baseline
▲ 0.50% · 4.625%
HK$20,280
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,530/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,123
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,780
−HK$668/mo
Today · 4.125%
HK$22,448
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,366/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$44,896/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,129
−HK$640/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,074
+HK$1,305/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,794 · Scale 2, in force from 26 Feb 2026)