LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,377
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$121,028
−HK$3,709/mo
Today · 4.125%
HK$124,737
baseline
▲ 0.50% · 4.625%
HK$132,327
+HK$7,590/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$249,474/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,581
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$134,083
−HK$3,552/mo
Today · 4.125%
HK$137,635
baseline
▲ 0.50% · 4.625%
HK$144,890
+HK$7,255/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$275,270/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,852
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,234
−HK$4,451/mo
Today · 4.125%
HK$149,685
baseline
▲ 0.50% · 4.625%
HK$158,793
+HK$9,108/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$299,370/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,697
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,899
−HK$4,264/mo
Today · 4.125%
HK$165,163
baseline
▲ 0.50% · 4.625%
HK$173,869
+HK$8,706/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$330,326/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,328
−HK$10,304/mo
▼ 0.25% · 3.875%
HK$169,439
−HK$5,193/mo
Today · 4.125%
HK$174,632
baseline
▲ 0.50% · 4.625%
HK$185,258
+HK$10,626/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$349,264/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,813
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$187,716
−HK$4,974/mo
Today · 4.125%
HK$192,690
baseline
▲ 0.50% · 4.625%
HK$202,847
+HK$10,157/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$385,380/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,278
−HK$13,249/mo
▼ 0.25% · 3.875%
HK$217,850
−HK$6,677/mo
Today · 4.125%
HK$224,527
baseline
▲ 0.50% · 4.625%
HK$238,189
+HK$13,662/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$449,054/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,045
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$241,349
−HK$6,395/mo
Today · 4.125%
HK$247,744
baseline
▲ 0.50% · 4.625%
HK$260,803
+HK$13,059/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$495,488/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,701 · Scale 2, in force from 26 Feb 2026)