LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,383
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,035
−HK$3,709/mo
Today · 4.125%
HK$124,744
baseline
▲ 0.50% · 4.625%
HK$132,335
+HK$7,591/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$249,488/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,588
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,090
−HK$3,553/mo
Today · 4.125%
HK$137,643
baseline
▲ 0.50% · 4.625%
HK$144,898
+HK$7,255/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$275,286/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,860
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,242
−HK$4,451/mo
Today · 4.125%
HK$149,693
baseline
▲ 0.50% · 4.625%
HK$158,802
+HK$9,109/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$299,386/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,705
−HK$8,467/mo
▼ 0.25% · 3.875%
HK$160,908
−HK$4,264/mo
Today · 4.125%
HK$165,172
baseline
▲ 0.50% · 4.625%
HK$173,878
+HK$8,706/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$330,344/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,337
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$169,448
−HK$5,194/mo
Today · 4.125%
HK$174,642
baseline
▲ 0.50% · 4.625%
HK$185,269
+HK$10,627/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$349,284/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,823
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$187,726
−HK$4,974/mo
Today · 4.125%
HK$192,700
baseline
▲ 0.50% · 4.625%
HK$202,858
+HK$10,158/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$385,400/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,290
−HK$13,250/mo
▼ 0.25% · 3.875%
HK$217,862
−HK$6,678/mo
Today · 4.125%
HK$224,540
baseline
▲ 0.50% · 4.625%
HK$238,202
+HK$13,662/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$449,080/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,058
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$241,362
−HK$6,395/mo
Today · 4.125%
HK$247,757
baseline
▲ 0.50% · 4.625%
HK$260,817
+HK$13,060/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$495,514/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,821 · Scale 2, in force from 26 Feb 2026)