LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,384
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,036
−HK$3,709/mo
Today · 4.125%
HK$124,745
baseline
▲ 0.50% · 4.625%
HK$132,336
+HK$7,591/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$249,490/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,589
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,091
−HK$3,553/mo
Today · 4.125%
HK$137,644
baseline
▲ 0.50% · 4.625%
HK$144,900
+HK$7,256/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$275,288/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,861
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,243
−HK$4,451/mo
Today · 4.125%
HK$149,694
baseline
▲ 0.50% · 4.625%
HK$158,803
+HK$9,109/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$299,388/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,707
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,909
−HK$4,264/mo
Today · 4.125%
HK$165,173
baseline
▲ 0.50% · 4.625%
HK$173,879
+HK$8,706/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$330,346/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,338
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$169,450
−HK$5,193/mo
Today · 4.125%
HK$174,643
baseline
▲ 0.50% · 4.625%
HK$185,270
+HK$10,627/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$349,286/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,824
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$187,728
−HK$4,974/mo
Today · 4.125%
HK$192,702
baseline
▲ 0.50% · 4.625%
HK$202,859
+HK$10,157/mo
Deposit HK$15.44M · loan HK$36.03M · min. income ≈ HK$385,404/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,292
−HK$13,250/mo
▼ 0.25% · 3.875%
HK$217,864
−HK$6,678/mo
Today · 4.125%
HK$224,542
baseline
▲ 0.50% · 4.625%
HK$238,204
+HK$13,662/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$449,084/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,060
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$241,364
−HK$6,395/mo
Today · 4.125%
HK$247,759
baseline
▲ 0.50% · 4.625%
HK$260,819
+HK$13,060/mo
Deposit HK$5.15M · loan HK$46.33M · min. income ≈ HK$495,518/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,187,838 · Scale 2, in force from 26 Feb 2026)