LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,739
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,104
−HK$371/mo
Today · 4.125%
HK$12,475
baseline
▲ 0.50% · 4.625%
HK$13,234
+HK$759/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,950/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,059
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,409
−HK$356/mo
Today · 4.125%
HK$13,765
baseline
▲ 0.50% · 4.625%
HK$14,490
+HK$725/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,530/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,086
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,525
−HK$445/mo
Today · 4.125%
HK$14,970
baseline
▲ 0.50% · 4.625%
HK$15,881
+HK$911/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,940/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,671
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,091
−HK$427/mo
Today · 4.125%
HK$16,518
baseline
▲ 0.50% · 4.625%
HK$17,388
+HK$870/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,036/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,434
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,945
−HK$520/mo
Today · 4.125%
HK$17,465
baseline
▲ 0.50% · 4.625%
HK$18,527
+HK$1,062/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,930/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,283
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,773
−HK$498/mo
Today · 4.125%
HK$19,271
baseline
▲ 0.50% · 4.625%
HK$20,286
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,542/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,130
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,787
−HK$668/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,366/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$639/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,306/mo
Deposit HK$515K · loan HK$4.63M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,830 · Scale 2, in force from 26 Feb 2026)