LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,401
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$121,053
−HK$3,710/mo
Today · 4.125%
HK$124,763
baseline
▲ 0.50% · 4.625%
HK$132,355
+HK$7,592/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$249,526/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,608
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,111
−HK$3,553/mo
Today · 4.125%
HK$137,664
baseline
▲ 0.50% · 4.625%
HK$144,920
+HK$7,256/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$275,328/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,881
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,264
−HK$4,452/mo
Today · 4.125%
HK$149,716
baseline
▲ 0.50% · 4.625%
HK$158,826
+HK$9,110/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$299,432/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,729
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,933
−HK$4,264/mo
Today · 4.125%
HK$165,197
baseline
▲ 0.50% · 4.625%
HK$173,905
+HK$8,708/mo
Deposit HK$20.59M · loan HK$30.89M · min. income ≈ HK$330,394/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,362
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,474
−HK$5,195/mo
Today · 4.125%
HK$174,669
baseline
▲ 0.50% · 4.625%
HK$185,297
+HK$10,628/mo
Deposit HK$15.45M · loan HK$36.04M · min. income ≈ HK$349,338/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,851
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$187,755
−HK$4,975/mo
Today · 4.125%
HK$192,730
baseline
▲ 0.50% · 4.625%
HK$202,889
+HK$10,159/mo
Deposit HK$15.45M · loan HK$36.04M · min. income ≈ HK$385,460/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,322
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$217,896
−HK$6,678/mo
Today · 4.125%
HK$224,574
baseline
▲ 0.50% · 4.625%
HK$238,239
+HK$13,665/mo
Deposit HK$5.15M · loan HK$46.34M · min. income ≈ HK$449,148/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,094
−HK$12,701/mo
▼ 0.25% · 3.875%
HK$241,399
−HK$6,396/mo
Today · 4.125%
HK$247,795
baseline
▲ 0.50% · 4.625%
HK$260,857
+HK$13,062/mo
Deposit HK$5.15M · loan HK$46.34M · min. income ≈ HK$495,590/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,154 · Scale 2, in force from 26 Feb 2026)