LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,406
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$121,058
−HK$3,711/mo
Today · 4.125%
HK$124,769
baseline
▲ 0.50% · 4.625%
HK$132,361
+HK$7,592/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$249,538/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,613
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$134,116
−HK$3,554/mo
Today · 4.125%
HK$137,670
baseline
▲ 0.50% · 4.625%
HK$144,927
+HK$7,257/mo
Deposit HK$25.74M · loan HK$25.74M · min. income ≈ HK$275,340/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,887
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,270
−HK$4,452/mo
Today · 4.125%
HK$149,722
baseline
▲ 0.50% · 4.625%
HK$158,833
+HK$9,111/mo
Deposit HK$20.60M · loan HK$30.89M · min. income ≈ HK$299,444/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,736
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,940
−HK$4,264/mo
Today · 4.125%
HK$165,204
baseline
▲ 0.50% · 4.625%
HK$173,912
+HK$8,708/mo
Deposit HK$20.60M · loan HK$30.89M · min. income ≈ HK$330,408/mo (50% DSR)
Upfront cash ≈ HK$22.78M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,369
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$169,482
−HK$5,194/mo
Today · 4.125%
HK$174,676
baseline
▲ 0.50% · 4.625%
HK$185,305
+HK$10,629/mo
Deposit HK$15.45M · loan HK$36.04M · min. income ≈ HK$349,352/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,859
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$187,763
−HK$4,975/mo
Today · 4.125%
HK$192,738
baseline
▲ 0.50% · 4.625%
HK$202,897
+HK$10,159/mo
Deposit HK$15.45M · loan HK$36.04M · min. income ≈ HK$385,476/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,331
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$217,905
−HK$6,679/mo
Today · 4.125%
HK$224,584
baseline
▲ 0.50% · 4.625%
HK$238,249
+HK$13,665/mo
Deposit HK$5.15M · loan HK$46.34M · min. income ≈ HK$449,168/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,104
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$241,409
−HK$6,397/mo
Today · 4.125%
HK$247,806
baseline
▲ 0.50% · 4.625%
HK$260,868
+HK$13,062/mo
Deposit HK$5.15M · loan HK$46.34M · min. income ≈ HK$495,612/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,248 · Scale 2, in force from 26 Feb 2026)