LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,436
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,089
−HK$3,712/mo
Today · 4.125%
HK$124,801
baseline
▲ 0.50% · 4.625%
HK$132,394
+HK$7,593/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$249,602/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,647
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,151
−HK$3,554/mo
Today · 4.125%
HK$137,705
baseline
▲ 0.50% · 4.625%
HK$144,964
+HK$7,259/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$275,410/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,924
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,307
−HK$4,454/mo
Today · 4.125%
HK$149,761
baseline
▲ 0.50% · 4.625%
HK$158,873
+HK$9,112/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$299,522/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,776
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,981
−HK$4,265/mo
Today · 4.125%
HK$165,246
baseline
▲ 0.50% · 4.625%
HK$173,957
+HK$8,711/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$330,492/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,411
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$169,525
−HK$5,196/mo
Today · 4.125%
HK$174,721
baseline
▲ 0.50% · 4.625%
HK$185,352
+HK$10,631/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$349,442/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,905
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$187,811
−HK$4,976/mo
Today · 4.125%
HK$192,787
baseline
▲ 0.50% · 4.625%
HK$202,949
+HK$10,162/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$385,574/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,385
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$217,961
−HK$6,680/mo
Today · 4.125%
HK$224,641
baseline
▲ 0.50% · 4.625%
HK$238,310
+HK$13,669/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$449,282/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,164
−HK$12,705/mo
▼ 0.25% · 3.875%
HK$241,471
−HK$6,398/mo
Today · 4.125%
HK$247,869
baseline
▲ 0.50% · 4.625%
HK$260,935
+HK$13,066/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$495,738/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,809 · Scale 2, in force from 26 Feb 2026)