LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,445
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,098
−HK$3,712/mo
Today · 4.125%
HK$124,810
baseline
▲ 0.50% · 4.625%
HK$132,404
+HK$7,594/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$249,620/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,656
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,160
−HK$3,555/mo
Today · 4.125%
HK$137,715
baseline
▲ 0.50% · 4.625%
HK$144,974
+HK$7,259/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$275,430/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,934
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,318
−HK$4,454/mo
Today · 4.125%
HK$149,772
baseline
▲ 0.50% · 4.625%
HK$158,885
+HK$9,113/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$299,544/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,787
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$160,992
−HK$4,266/mo
Today · 4.125%
HK$165,258
baseline
▲ 0.50% · 4.625%
HK$173,969
+HK$8,711/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$330,516/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,423
−HK$10,311/mo
▼ 0.25% · 3.875%
HK$169,537
−HK$5,197/mo
Today · 4.125%
HK$174,734
baseline
▲ 0.50% · 4.625%
HK$185,366
+HK$10,632/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$349,468/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,919
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$187,825
−HK$4,976/mo
Today · 4.125%
HK$192,801
baseline
▲ 0.50% · 4.625%
HK$202,964
+HK$10,163/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$385,602/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,401
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$217,977
−HK$6,680/mo
Today · 4.125%
HK$224,657
baseline
▲ 0.50% · 4.625%
HK$238,327
+HK$13,670/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$449,314/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,181
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,489
−HK$6,398/mo
Today · 4.125%
HK$247,887
baseline
▲ 0.50% · 4.625%
HK$260,954
+HK$13,067/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$495,774/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,968 · Scale 2, in force from 26 Feb 2026)