LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,446
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,099
−HK$3,712/mo
Today · 4.125%
HK$124,811
baseline
▲ 0.50% · 4.625%
HK$132,405
+HK$7,594/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$249,622/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,657
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,162
−HK$3,554/mo
Today · 4.125%
HK$137,716
baseline
▲ 0.50% · 4.625%
HK$144,976
+HK$7,260/mo
Deposit HK$25.75M · loan HK$25.75M · min. income ≈ HK$275,432/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,935
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,319
−HK$4,454/mo
Today · 4.125%
HK$149,773
baseline
▲ 0.50% · 4.625%
HK$158,886
+HK$9,113/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$299,546/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,789
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$160,994
−HK$4,266/mo
Today · 4.125%
HK$165,260
baseline
▲ 0.50% · 4.625%
HK$173,971
+HK$8,711/mo
Deposit HK$20.60M · loan HK$30.90M · min. income ≈ HK$330,520/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,424
−HK$10,311/mo
▼ 0.25% · 3.875%
HK$169,539
−HK$5,196/mo
Today · 4.125%
HK$174,735
baseline
▲ 0.50% · 4.625%
HK$185,367
+HK$10,632/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$349,470/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,920
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$187,826
−HK$4,977/mo
Today · 4.125%
HK$192,803
baseline
▲ 0.50% · 4.625%
HK$202,966
+HK$10,163/mo
Deposit HK$15.45M · loan HK$36.05M · min. income ≈ HK$385,606/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,403
−HK$13,256/mo
▼ 0.25% · 3.875%
HK$217,978
−HK$6,681/mo
Today · 4.125%
HK$224,659
baseline
▲ 0.50% · 4.625%
HK$238,329
+HK$13,670/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$449,318/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,183
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$241,491
−HK$6,398/mo
Today · 4.125%
HK$247,889
baseline
▲ 0.50% · 4.625%
HK$260,956
+HK$13,067/mo
Deposit HK$5.15M · loan HK$46.35M · min. income ≈ HK$495,778/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,188,986 · Scale 2, in force from 26 Feb 2026)