LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,745
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,110
−HK$371/mo
Today · 4.125%
HK$12,481
baseline
▲ 0.50% · 4.625%
HK$13,241
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,962/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,066
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,416
−HK$356/mo
Today · 4.125%
HK$13,772
baseline
▲ 0.50% · 4.625%
HK$14,498
+HK$726/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,544/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,094
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,532
−HK$445/mo
Today · 4.125%
HK$14,977
baseline
▲ 0.50% · 4.625%
HK$15,889
+HK$912/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,954/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,679
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,099
−HK$427/mo
Today · 4.125%
HK$16,526
baseline
▲ 0.50% · 4.625%
HK$17,397
+HK$871/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,052/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,442
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,954
−HK$520/mo
Today · 4.125%
HK$17,474
baseline
▲ 0.50% · 4.625%
HK$18,537
+HK$1,063/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,948/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,292
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$497/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,297
+HK$1,017/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,140
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,798
−HK$668/mo
Today · 4.125%
HK$22,466
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,367/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$44,932/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,518
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$640/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,307/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,888 · Scale 2, in force from 26 Feb 2026)