LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,463
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$121,117
−HK$3,712/mo
Today · 4.125%
HK$124,829
baseline
▲ 0.50% · 4.625%
HK$132,425
+HK$7,596/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$249,658/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,677
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,181
−HK$3,556/mo
Today · 4.125%
HK$137,737
baseline
▲ 0.50% · 4.625%
HK$144,997
+HK$7,260/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$275,474/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,956
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,340
−HK$4,455/mo
Today · 4.125%
HK$149,795
baseline
▲ 0.50% · 4.625%
HK$158,910
+HK$9,115/mo
Deposit HK$20.61M · loan HK$30.91M · min. income ≈ HK$299,590/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,812
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,018
−HK$4,266/mo
Today · 4.125%
HK$165,284
baseline
▲ 0.50% · 4.625%
HK$173,996
+HK$8,712/mo
Deposit HK$20.61M · loan HK$30.91M · min. income ≈ HK$330,568/mo (50% DSR)
Upfront cash ≈ HK$22.79M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,448
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$169,564
−HK$5,197/mo
Today · 4.125%
HK$174,761
baseline
▲ 0.50% · 4.625%
HK$185,395
+HK$10,634/mo
Deposit HK$15.45M · loan HK$36.06M · min. income ≈ HK$349,522/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,947
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$187,854
−HK$4,977/mo
Today · 4.125%
HK$192,831
baseline
▲ 0.50% · 4.625%
HK$202,996
+HK$10,165/mo
Deposit HK$15.45M · loan HK$36.06M · min. income ≈ HK$385,662/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,434
−HK$13,259/mo
▼ 0.25% · 3.875%
HK$218,011
−HK$6,682/mo
Today · 4.125%
HK$224,693
baseline
▲ 0.50% · 4.625%
HK$238,365
+HK$13,672/mo
Deposit HK$5.15M · loan HK$46.36M · min. income ≈ HK$449,386/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,218
−HK$12,708/mo
▼ 0.25% · 3.875%
HK$241,526
−HK$6,400/mo
Today · 4.125%
HK$247,926
baseline
▲ 0.50% · 4.625%
HK$260,995
+HK$13,069/mo
Deposit HK$5.15M · loan HK$46.36M · min. income ≈ HK$495,852/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,309 · Scale 2, in force from 26 Feb 2026)