LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,483
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,137
−HK$3,713/mo
Today · 4.125%
HK$124,850
baseline
▲ 0.50% · 4.625%
HK$132,447
+HK$7,597/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$249,700/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,698
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,203
−HK$3,556/mo
Today · 4.125%
HK$137,759
baseline
▲ 0.50% · 4.625%
HK$145,021
+HK$7,262/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$275,518/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,979
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,364
−HK$4,456/mo
Today · 4.125%
HK$149,820
baseline
▲ 0.50% · 4.625%
HK$158,936
+HK$9,116/mo
Deposit HK$20.61M · loan HK$30.91M · min. income ≈ HK$299,640/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,838
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,044
−HK$4,267/mo
Today · 4.125%
HK$165,311
baseline
▲ 0.50% · 4.625%
HK$174,025
+HK$8,714/mo
Deposit HK$20.61M · loan HK$30.91M · min. income ≈ HK$330,622/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,476
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$169,592
−HK$5,198/mo
Today · 4.125%
HK$174,790
baseline
▲ 0.50% · 4.625%
HK$185,425
+HK$10,635/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$349,580/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,977
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,885
−HK$4,978/mo
Today · 4.125%
HK$192,863
baseline
▲ 0.50% · 4.625%
HK$203,029
+HK$10,166/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$385,726/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,469
−HK$13,261/mo
▼ 0.25% · 3.875%
HK$218,047
−HK$6,683/mo
Today · 4.125%
HK$224,730
baseline
▲ 0.50% · 4.625%
HK$238,404
+HK$13,674/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$449,460/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,257
−HK$12,710/mo
▼ 0.25% · 3.875%
HK$241,566
−HK$6,401/mo
Today · 4.125%
HK$247,967
baseline
▲ 0.50% · 4.625%
HK$261,038
+HK$13,071/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$495,934/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,671 · Scale 2, in force from 26 Feb 2026)