LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,495
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,150
−HK$3,713/mo
Today · 4.125%
HK$124,863
baseline
▲ 0.50% · 4.625%
HK$132,461
+HK$7,598/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$249,726/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,713
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,218
−HK$3,557/mo
Today · 4.125%
HK$137,775
baseline
▲ 0.50% · 4.625%
HK$145,037
+HK$7,262/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$275,550/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,995
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,380
−HK$4,456/mo
Today · 4.125%
HK$149,836
baseline
▲ 0.50% · 4.625%
HK$158,953
+HK$9,117/mo
Deposit HK$20.61M · loan HK$30.92M · min. income ≈ HK$299,672/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,855
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,062
−HK$4,267/mo
Today · 4.125%
HK$165,329
baseline
▲ 0.50% · 4.625%
HK$174,044
+HK$8,715/mo
Deposit HK$20.61M · loan HK$30.92M · min. income ≈ HK$330,658/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,494
−HK$10,315/mo
▼ 0.25% · 3.875%
HK$169,610
−HK$5,199/mo
Today · 4.125%
HK$174,809
baseline
▲ 0.50% · 4.625%
HK$185,446
+HK$10,637/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$349,618/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,998
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,905
−HK$4,979/mo
Today · 4.125%
HK$192,884
baseline
▲ 0.50% · 4.625%
HK$203,052
+HK$10,168/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$385,768/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,492
−HK$13,262/mo
▼ 0.25% · 3.875%
HK$218,070
−HK$6,684/mo
Today · 4.125%
HK$224,754
baseline
▲ 0.50% · 4.625%
HK$238,430
+HK$13,676/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$449,508/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,283
−HK$12,711/mo
▼ 0.25% · 3.875%
HK$241,593
−HK$6,401/mo
Today · 4.125%
HK$247,994
baseline
▲ 0.50% · 4.625%
HK$261,066
+HK$13,072/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$495,988/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,911 · Scale 2, in force from 26 Feb 2026)