LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,496
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,151
−HK$3,713/mo
Today · 4.125%
HK$124,864
baseline
▲ 0.50% · 4.625%
HK$132,462
+HK$7,598/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$249,728/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,713
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,219
−HK$3,556/mo
Today · 4.125%
HK$137,775
baseline
▲ 0.50% · 4.625%
HK$145,038
+HK$7,263/mo
Deposit HK$25.76M · loan HK$25.76M · min. income ≈ HK$275,550/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,995
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,381
−HK$4,456/mo
Today · 4.125%
HK$149,837
baseline
▲ 0.50% · 4.625%
HK$158,954
+HK$9,117/mo
Deposit HK$20.61M · loan HK$30.92M · min. income ≈ HK$299,674/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,856
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,063
−HK$4,268/mo
Today · 4.125%
HK$165,331
baseline
▲ 0.50% · 4.625%
HK$174,045
+HK$8,714/mo
Deposit HK$20.61M · loan HK$30.92M · min. income ≈ HK$330,662/mo (50% DSR)
Upfront cash ≈ HK$22.80M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,495
−HK$10,315/mo
▼ 0.25% · 3.875%
HK$169,611
−HK$5,199/mo
Today · 4.125%
HK$174,810
baseline
▲ 0.50% · 4.625%
HK$185,447
+HK$10,637/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$349,620/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,999
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$187,907
−HK$4,979/mo
Today · 4.125%
HK$192,886
baseline
▲ 0.50% · 4.625%
HK$203,053
+HK$10,167/mo
Deposit HK$15.46M · loan HK$36.07M · min. income ≈ HK$385,772/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,493
−HK$13,263/mo
▼ 0.25% · 3.875%
HK$218,072
−HK$6,684/mo
Today · 4.125%
HK$224,756
baseline
▲ 0.50% · 4.625%
HK$238,432
+HK$13,676/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$449,512/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,284
−HK$12,712/mo
▼ 0.25% · 3.875%
HK$241,594
−HK$6,402/mo
Today · 4.125%
HK$247,996
baseline
▲ 0.50% · 4.625%
HK$261,068
+HK$13,072/mo
Deposit HK$5.15M · loan HK$46.37M · min. income ≈ HK$495,992/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,189,925 · Scale 2, in force from 26 Feb 2026)