LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,751
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,117
−HK$371/mo
Today · 4.125%
HK$12,488
baseline
▲ 0.50% · 4.625%
HK$13,248
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,976/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,073
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,424
−HK$355/mo
Today · 4.125%
HK$13,779
baseline
▲ 0.50% · 4.625%
HK$14,506
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,558/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,101
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,540
−HK$446/mo
Today · 4.125%
HK$14,986
baseline
▲ 0.50% · 4.625%
HK$15,897
+HK$911/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,972/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,688
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,108
−HK$427/mo
Today · 4.125%
HK$16,535
baseline
▲ 0.50% · 4.625%
HK$17,407
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,070/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,452
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,963
−HK$520/mo
Today · 4.125%
HK$17,483
baseline
▲ 0.50% · 4.625%
HK$18,547
+HK$1,064/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,966/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,302
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,793
−HK$498/mo
Today · 4.125%
HK$19,291
baseline
▲ 0.50% · 4.625%
HK$20,308
+HK$1,017/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,582/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,152
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,810
−HK$668/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,846
+HK$1,368/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,531
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,162
−HK$641/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,110
+HK$1,307/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,952 · Scale 2, in force from 26 Feb 2026)