LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,751
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,117
−HK$371/mo
Today · 4.125%
HK$12,488
baseline
▲ 0.50% · 4.625%
HK$13,248
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,976/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,073
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,424
−HK$356/mo
Today · 4.125%
HK$13,780
baseline
▲ 0.50% · 4.625%
HK$14,506
+HK$726/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,560/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,102
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,540
−HK$446/mo
Today · 4.125%
HK$14,986
baseline
▲ 0.50% · 4.625%
HK$15,898
+HK$912/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,972/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,688
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,109
−HK$426/mo
Today · 4.125%
HK$16,535
baseline
▲ 0.50% · 4.625%
HK$17,407
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,070/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,452
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,964
−HK$520/mo
Today · 4.125%
HK$17,484
baseline
▲ 0.50% · 4.625%
HK$18,547
+HK$1,063/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,968/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,303
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,793
−HK$498/mo
Today · 4.125%
HK$19,291
baseline
▲ 0.50% · 4.625%
HK$20,308
+HK$1,017/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,582/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,152
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,810
−HK$669/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,368/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$640/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,308/mo
Deposit HK$515K · loan HK$4.64M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$115,955 · Scale 2, in force from 26 Feb 2026)