LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,521
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$121,177
−HK$3,714/mo
Today · 4.125%
HK$124,891
baseline
▲ 0.50% · 4.625%
HK$132,490
+HK$7,599/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$249,782/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,741
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$134,248
−HK$3,557/mo
Today · 4.125%
HK$137,805
baseline
▲ 0.50% · 4.625%
HK$145,069
+HK$7,264/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$275,610/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,026
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$145,412
−HK$4,457/mo
Today · 4.125%
HK$149,869
baseline
▲ 0.50% · 4.625%
HK$158,988
+HK$9,119/mo
Deposit HK$20.62M · loan HK$30.92M · min. income ≈ HK$299,738/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,890
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$161,097
−HK$4,269/mo
Today · 4.125%
HK$165,366
baseline
▲ 0.50% · 4.625%
HK$174,082
+HK$8,716/mo
Deposit HK$20.62M · loan HK$30.92M · min. income ≈ HK$330,732/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,530
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$169,648
−HK$5,199/mo
Today · 4.125%
HK$174,847
baseline
▲ 0.50% · 4.625%
HK$185,486
+HK$10,639/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$349,694/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,038
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$187,947
−HK$4,980/mo
Today · 4.125%
HK$192,927
baseline
▲ 0.50% · 4.625%
HK$203,096
+HK$10,169/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$385,854/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,538
−HK$13,266/mo
▼ 0.25% · 3.875%
HK$218,118
−HK$6,686/mo
Today · 4.125%
HK$224,804
baseline
▲ 0.50% · 4.625%
HK$238,482
+HK$13,678/mo
Deposit HK$5.15M · loan HK$46.38M · min. income ≈ HK$449,608/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,334
−HK$12,715/mo
▼ 0.25% · 3.875%
HK$241,646
−HK$6,403/mo
Today · 4.125%
HK$248,049
baseline
▲ 0.50% · 4.625%
HK$261,124
+HK$13,075/mo
Deposit HK$5.15M · loan HK$46.38M · min. income ≈ HK$496,098/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$2,190,392 · Scale 2, in force from 26 Feb 2026)