LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,538
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$121,194
−HK$3,715/mo
Today · 4.125%
HK$124,909
baseline
▲ 0.50% · 4.625%
HK$132,509
+HK$7,600/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$249,818/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,760
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$134,267
−HK$3,557/mo
Today · 4.125%
HK$137,824
baseline
▲ 0.50% · 4.625%
HK$145,089
+HK$7,265/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$275,648/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,046
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,433
−HK$4,457/mo
Today · 4.125%
HK$149,890
baseline
▲ 0.50% · 4.625%
HK$159,011
+HK$9,121/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,780/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,912
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,120
−HK$4,269/mo
Today · 4.125%
HK$165,389
baseline
▲ 0.50% · 4.625%
HK$174,107
+HK$8,718/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,778/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,553
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$169,672
−HK$5,200/mo
Today · 4.125%
HK$174,872
baseline
▲ 0.50% · 4.625%
HK$185,513
+HK$10,641/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$349,744/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,064
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,973
−HK$4,981/mo
Today · 4.125%
HK$192,954
baseline
▲ 0.50% · 4.625%
HK$203,125
+HK$10,171/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$385,908/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,568
−HK$13,268/mo
▼ 0.25% · 3.875%
HK$218,149
−HK$6,687/mo
Today · 4.125%
HK$224,836
baseline
▲ 0.50% · 4.625%
HK$238,516
+HK$13,680/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$449,672/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,368
−HK$12,716/mo
▼ 0.25% · 3.875%
HK$241,680
−HK$6,404/mo
Today · 4.125%
HK$248,084
baseline
▲ 0.50% · 4.625%
HK$261,161
+HK$13,077/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$496,168/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,704 · Scale 2, in force from 26 Feb 2026)