LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,539
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$121,195
−HK$3,715/mo
Today · 4.125%
HK$124,910
baseline
▲ 0.50% · 4.625%
HK$132,510
+HK$7,600/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$249,820/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,761
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$134,268
−HK$3,557/mo
Today · 4.125%
HK$137,825
baseline
▲ 0.50% · 4.625%
HK$145,090
+HK$7,265/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$275,650/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,047
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,434
−HK$4,457/mo
Today · 4.125%
HK$149,891
baseline
▲ 0.50% · 4.625%
HK$159,012
+HK$9,121/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,782/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,913
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,121
−HK$4,269/mo
Today · 4.125%
HK$165,390
baseline
▲ 0.50% · 4.625%
HK$174,108
+HK$8,718/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,780/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,554
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$169,673
−HK$5,200/mo
Today · 4.125%
HK$174,873
baseline
▲ 0.50% · 4.625%
HK$185,514
+HK$10,641/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$349,746/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,065
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,975
−HK$4,980/mo
Today · 4.125%
HK$192,955
baseline
▲ 0.50% · 4.625%
HK$203,126
+HK$10,171/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$385,910/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,570
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$218,151
−HK$6,686/mo
Today · 4.125%
HK$224,837
baseline
▲ 0.50% · 4.625%
HK$238,518
+HK$13,681/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$449,674/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,369
−HK$12,717/mo
▼ 0.25% · 3.875%
HK$241,682
−HK$6,404/mo
Today · 4.125%
HK$248,086
baseline
▲ 0.50% · 4.625%
HK$261,163
+HK$13,077/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$496,172/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,719 · Scale 2, in force from 26 Feb 2026)