LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,539
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$121,195
−HK$3,715/mo
Today · 4.125%
HK$124,910
baseline
▲ 0.50% · 4.625%
HK$132,511
+HK$7,601/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$249,820/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,761
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$134,268
−HK$3,558/mo
Today · 4.125%
HK$137,826
baseline
▲ 0.50% · 4.625%
HK$145,091
+HK$7,265/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$275,652/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,047
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,434
−HK$4,458/mo
Today · 4.125%
HK$149,892
baseline
▲ 0.50% · 4.625%
HK$159,013
+HK$9,121/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,784/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,914
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,122
−HK$4,269/mo
Today · 4.125%
HK$165,391
baseline
▲ 0.50% · 4.625%
HK$174,109
+HK$8,718/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,782/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,555
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$169,674
−HK$5,200/mo
Today · 4.125%
HK$174,874
baseline
▲ 0.50% · 4.625%
HK$185,515
+HK$10,641/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$349,748/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,066
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,975
−HK$4,981/mo
Today · 4.125%
HK$192,956
baseline
▲ 0.50% · 4.625%
HK$203,127
+HK$10,171/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$385,912/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,571
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$218,152
−HK$6,686/mo
Today · 4.125%
HK$224,838
baseline
▲ 0.50% · 4.625%
HK$238,519
+HK$13,681/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$449,676/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,370
−HK$12,717/mo
▼ 0.25% · 3.875%
HK$241,683
−HK$6,404/mo
Today · 4.125%
HK$248,087
baseline
▲ 0.50% · 4.625%
HK$261,164
+HK$13,077/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$496,174/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,727 · Scale 2, in force from 26 Feb 2026)