LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,540
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$121,197
−HK$3,714/mo
Today · 4.125%
HK$124,911
baseline
▲ 0.50% · 4.625%
HK$132,512
+HK$7,601/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$249,822/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,762
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$134,269
−HK$3,558/mo
Today · 4.125%
HK$137,827
baseline
▲ 0.50% · 4.625%
HK$145,092
+HK$7,265/mo
Deposit HK$25.77M · loan HK$25.77M · min. income ≈ HK$275,654/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,048
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,436
−HK$4,457/mo
Today · 4.125%
HK$149,893
baseline
▲ 0.50% · 4.625%
HK$159,014
+HK$9,121/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,786/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,915
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,123
−HK$4,270/mo
Today · 4.125%
HK$165,393
baseline
▲ 0.50% · 4.625%
HK$174,111
+HK$8,718/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,786/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,557
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$169,675
−HK$5,201/mo
Today · 4.125%
HK$174,876
baseline
▲ 0.50% · 4.625%
HK$185,516
+HK$10,640/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$349,752/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,067
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$187,977
−HK$4,981/mo
Today · 4.125%
HK$192,958
baseline
▲ 0.50% · 4.625%
HK$203,129
+HK$10,171/mo
Deposit HK$15.46M · loan HK$36.08M · min. income ≈ HK$385,916/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,573
−HK$13,267/mo
▼ 0.25% · 3.875%
HK$218,154
−HK$6,686/mo
Today · 4.125%
HK$224,840
baseline
▲ 0.50% · 4.625%
HK$238,521
+HK$13,681/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$449,680/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,372
−HK$12,717/mo
▼ 0.25% · 3.875%
HK$241,685
−HK$6,404/mo
Today · 4.125%
HK$248,089
baseline
▲ 0.50% · 4.625%
HK$261,166
+HK$13,077/mo
Deposit HK$5.15M · loan HK$46.39M · min. income ≈ HK$496,178/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,190,748 · Scale 2, in force from 26 Feb 2026)