LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,554
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$121,211
−HK$3,715/mo
Today · 4.125%
HK$124,926
baseline
▲ 0.50% · 4.625%
HK$132,528
+HK$7,602/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$249,852/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,778
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$134,286
−HK$3,558/mo
Today · 4.125%
HK$137,844
baseline
▲ 0.50% · 4.625%
HK$145,110
+HK$7,266/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$275,688/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,065
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,453
−HK$4,458/mo
Today · 4.125%
HK$149,911
baseline
▲ 0.50% · 4.625%
HK$159,033
+HK$9,122/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,822/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,934
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,143
−HK$4,269/mo
Today · 4.125%
HK$165,412
baseline
▲ 0.50% · 4.625%
HK$174,132
+HK$8,720/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,824/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,576
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$169,696
−HK$5,201/mo
Today · 4.125%
HK$174,897
baseline
▲ 0.50% · 4.625%
HK$185,539
+HK$10,642/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$349,794/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,089
−HK$9,892/mo
▼ 0.25% · 3.875%
HK$188,000
−HK$4,981/mo
Today · 4.125%
HK$192,981
baseline
▲ 0.50% · 4.625%
HK$203,154
+HK$10,173/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$385,962/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,598
−HK$13,269/mo
▼ 0.25% · 3.875%
HK$218,180
−HK$6,687/mo
Today · 4.125%
HK$224,867
baseline
▲ 0.50% · 4.625%
HK$238,550
+HK$13,683/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$449,734/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,401
−HK$12,718/mo
▼ 0.25% · 3.875%
HK$241,714
−HK$6,405/mo
Today · 4.125%
HK$248,119
baseline
▲ 0.50% · 4.625%
HK$261,197
+HK$13,078/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$496,238/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,011 · Scale 2, in force from 26 Feb 2026)