LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,557
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$121,214
−HK$3,715/mo
Today · 4.125%
HK$124,929
baseline
▲ 0.50% · 4.625%
HK$132,531
+HK$7,602/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$249,858/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,781
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$134,289
−HK$3,558/mo
Today · 4.125%
HK$137,847
baseline
▲ 0.50% · 4.625%
HK$145,113
+HK$7,266/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$275,694/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,069
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,457
−HK$4,458/mo
Today · 4.125%
HK$149,915
baseline
▲ 0.50% · 4.625%
HK$159,037
+HK$9,122/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,830/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,938
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,147
−HK$4,270/mo
Today · 4.125%
HK$165,417
baseline
▲ 0.50% · 4.625%
HK$174,136
+HK$8,719/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,834/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,580
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$169,700
−HK$5,201/mo
Today · 4.125%
HK$174,901
baseline
▲ 0.50% · 4.625%
HK$185,543
+HK$10,642/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$349,802/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,094
−HK$9,892/mo
▼ 0.25% · 3.875%
HK$188,005
−HK$4,981/mo
Today · 4.125%
HK$192,986
baseline
▲ 0.50% · 4.625%
HK$203,159
+HK$10,173/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$385,972/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,603
−HK$13,270/mo
▼ 0.25% · 3.875%
HK$218,185
−HK$6,688/mo
Today · 4.125%
HK$224,873
baseline
▲ 0.50% · 4.625%
HK$238,556
+HK$13,683/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$449,746/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,407
−HK$12,718/mo
▼ 0.25% · 3.875%
HK$241,720
−HK$6,405/mo
Today · 4.125%
HK$248,125
baseline
▲ 0.50% · 4.625%
HK$261,204
+HK$13,079/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$496,250/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,066 · Scale 2, in force from 26 Feb 2026)