LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,756
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,121
−HK$372/mo
Today · 4.125%
HK$12,493
baseline
▲ 0.50% · 4.625%
HK$13,253
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,986/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,078
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,429
−HK$356/mo
Today · 4.125%
HK$13,785
baseline
▲ 0.50% · 4.625%
HK$14,511
+HK$726/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,570/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,107
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,546
−HK$446/mo
Today · 4.125%
HK$14,992
baseline
▲ 0.50% · 4.625%
HK$15,904
+HK$912/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,984/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,694
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,115
−HK$427/mo
Today · 4.125%
HK$16,542
baseline
▲ 0.50% · 4.625%
HK$17,414
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,084/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,458
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,970
−HK$520/mo
Today · 4.125%
HK$17,490
baseline
▲ 0.50% · 4.625%
HK$18,554
+HK$1,064/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,980/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,309
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,800
−HK$499/mo
Today · 4.125%
HK$19,299
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,017/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,598/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,160
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,819
−HK$668/mo
Today · 4.125%
HK$22,487
baseline
▲ 0.50% · 4.625%
HK$23,856
+HK$1,369/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,974/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,541
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$641/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,120
+HK$1,307/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$115,998 · Scale 2, in force from 26 Feb 2026)