LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,558
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$121,215
−HK$3,715/mo
Today · 4.125%
HK$124,930
baseline
▲ 0.50% · 4.625%
HK$132,532
+HK$7,602/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$249,860/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,783
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$134,290
−HK$3,558/mo
Today · 4.125%
HK$137,848
baseline
▲ 0.50% · 4.625%
HK$145,115
+HK$7,267/mo
Deposit HK$25.78M · loan HK$25.78M · min. income ≈ HK$275,696/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,070
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$145,458
−HK$4,459/mo
Today · 4.125%
HK$149,917
baseline
▲ 0.50% · 4.625%
HK$159,039
+HK$9,122/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$299,834/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,939
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,148
−HK$4,270/mo
Today · 4.125%
HK$165,418
baseline
▲ 0.50% · 4.625%
HK$174,138
+HK$8,720/mo
Deposit HK$20.62M · loan HK$30.93M · min. income ≈ HK$330,836/mo (50% DSR)
Upfront cash ≈ HK$22.81M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,582
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$169,701
−HK$5,202/mo
Today · 4.125%
HK$174,903
baseline
▲ 0.50% · 4.625%
HK$185,545
+HK$10,642/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$349,806/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,096
−HK$9,892/mo
▼ 0.25% · 3.875%
HK$188,006
−HK$4,982/mo
Today · 4.125%
HK$192,988
baseline
▲ 0.50% · 4.625%
HK$203,160
+HK$10,172/mo
Deposit HK$15.47M · loan HK$36.09M · min. income ≈ HK$385,976/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,605
−HK$13,270/mo
▼ 0.25% · 3.875%
HK$218,187
−HK$6,688/mo
Today · 4.125%
HK$224,875
baseline
▲ 0.50% · 4.625%
HK$238,558
+HK$13,683/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$449,750/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,409
−HK$12,718/mo
▼ 0.25% · 3.875%
HK$241,722
−HK$6,405/mo
Today · 4.125%
HK$248,127
baseline
▲ 0.50% · 4.625%
HK$261,206
+HK$13,079/mo
Deposit HK$5.16M · loan HK$46.40M · min. income ≈ HK$496,254/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,085 · Scale 2, in force from 26 Feb 2026)