LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,757
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,123
−HK$372/mo
Today · 4.125%
HK$12,495
baseline
▲ 0.50% · 4.625%
HK$13,255
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,990/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,080
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,431
−HK$356/mo
Today · 4.125%
HK$13,787
baseline
▲ 0.50% · 4.625%
HK$14,513
+HK$726/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,574/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,109
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,548
−HK$446/mo
Today · 4.125%
HK$14,994
baseline
▲ 0.50% · 4.625%
HK$15,906
+HK$912/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,988/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,696
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,117
−HK$427/mo
Today · 4.125%
HK$16,544
baseline
▲ 0.50% · 4.625%
HK$17,416
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,088/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,460
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,973
−HK$520/mo
Today · 4.125%
HK$17,493
baseline
▲ 0.50% · 4.625%
HK$18,557
+HK$1,064/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,986/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,312
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,803
−HK$498/mo
Today · 4.125%
HK$19,301
baseline
▲ 0.50% · 4.625%
HK$20,319
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,602/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,163
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,822
−HK$669/mo
Today · 4.125%
HK$22,491
baseline
▲ 0.50% · 4.625%
HK$23,859
+HK$1,368/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,982/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,544
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,176
−HK$640/mo
Today · 4.125%
HK$24,816
baseline
▲ 0.50% · 4.625%
HK$26,124
+HK$1,308/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,632/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,015 · Scale 2, in force from 26 Feb 2026)