LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,759
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,124
−HK$372/mo
Today · 4.125%
HK$12,496
baseline
▲ 0.50% · 4.625%
HK$13,256
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,992/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,081
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,432
−HK$356/mo
Today · 4.125%
HK$13,788
baseline
▲ 0.50% · 4.625%
HK$14,515
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,576/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,110
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,549
−HK$446/mo
Today · 4.125%
HK$14,995
baseline
▲ 0.50% · 4.625%
HK$15,908
+HK$913/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,990/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,698
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,119
−HK$427/mo
Today · 4.125%
HK$16,546
baseline
▲ 0.50% · 4.625%
HK$17,418
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,092/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,462
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,974
−HK$520/mo
Today · 4.125%
HK$17,494
baseline
▲ 0.50% · 4.625%
HK$18,559
+HK$1,065/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,988/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,314
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,805
−HK$498/mo
Today · 4.125%
HK$19,303
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,606/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,165
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,824
−HK$669/mo
Today · 4.125%
HK$22,493
baseline
▲ 0.50% · 4.625%
HK$23,861
+HK$1,368/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,986/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,546
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,178
−HK$640/mo
Today · 4.125%
HK$24,818
baseline
▲ 0.50% · 4.625%
HK$26,127
+HK$1,309/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,636/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,026 · Scale 2, in force from 26 Feb 2026)