LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,760
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,125
−HK$372/mo
Today · 4.125%
HK$12,497
baseline
▲ 0.50% · 4.625%
HK$13,257
+HK$760/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,994/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,082
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,433
−HK$356/mo
Today · 4.125%
HK$13,789
baseline
▲ 0.50% · 4.625%
HK$14,516
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,578/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,111
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,550
−HK$446/mo
Today · 4.125%
HK$14,996
baseline
▲ 0.50% · 4.625%
HK$15,909
+HK$913/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,992/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,699
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,120
−HK$427/mo
Today · 4.125%
HK$16,547
baseline
▲ 0.50% · 4.625%
HK$17,419
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,094/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,463
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,975
−HK$521/mo
Today · 4.125%
HK$17,496
baseline
▲ 0.50% · 4.625%
HK$18,560
+HK$1,064/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,992/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,315
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,806
−HK$499/mo
Today · 4.125%
HK$19,305
baseline
▲ 0.50% · 4.625%
HK$20,322
+HK$1,017/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,610/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,167
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$669/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,863
+HK$1,368/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$640/mo
Today · 4.125%
HK$24,820
baseline
▲ 0.50% · 4.625%
HK$26,129
+HK$1,309/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,640/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,035 · Scale 2, in force from 26 Feb 2026)