LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,605
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,263
−HK$3,717/mo
Today · 4.125%
HK$124,980
baseline
▲ 0.50% · 4.625%
HK$132,585
+HK$7,605/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$249,960/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,835
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,343
−HK$3,560/mo
Today · 4.125%
HK$137,903
baseline
▲ 0.50% · 4.625%
HK$145,172
+HK$7,269/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$275,806/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,126
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,516
−HK$4,460/mo
Today · 4.125%
HK$149,976
baseline
▲ 0.50% · 4.625%
HK$159,102
+HK$9,126/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$299,952/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,001
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,212
−HK$4,272/mo
Today · 4.125%
HK$165,484
baseline
▲ 0.50% · 4.625%
HK$174,207
+HK$8,723/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$330,968/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,647
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$169,769
−HK$5,203/mo
Today · 4.125%
HK$174,972
baseline
▲ 0.50% · 4.625%
HK$185,619
+HK$10,647/mo
Deposit HK$15.47M · loan HK$36.10M · min. income ≈ HK$349,944/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,168
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$188,081
−HK$4,983/mo
Today · 4.125%
HK$193,064
baseline
▲ 0.50% · 4.625%
HK$203,241
+HK$10,177/mo
Deposit HK$15.47M · loan HK$36.10M · min. income ≈ HK$386,128/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,689
−HK$13,275/mo
▼ 0.25% · 3.875%
HK$218,274
−HK$6,690/mo
Today · 4.125%
HK$224,964
baseline
▲ 0.50% · 4.625%
HK$238,653
+HK$13,689/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$449,928/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,502
−HK$12,724/mo
▼ 0.25% · 3.875%
HK$241,818
−HK$6,408/mo
Today · 4.125%
HK$248,226
baseline
▲ 0.50% · 4.625%
HK$261,310
+HK$13,084/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$496,452/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,191,955 · Scale 2, in force from 26 Feb 2026)