LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,761
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,127
−HK$371/mo
Today · 4.125%
HK$12,498
baseline
▲ 0.50% · 4.625%
HK$13,259
+HK$761/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$24,996/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,084
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,435
−HK$356/mo
Today · 4.125%
HK$13,791
baseline
▲ 0.50% · 4.625%
HK$14,518
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,582/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,113
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,552
−HK$446/mo
Today · 4.125%
HK$14,998
baseline
▲ 0.50% · 4.625%
HK$15,911
+HK$913/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,996/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,701
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,122
−HK$427/mo
Today · 4.125%
HK$16,549
baseline
▲ 0.50% · 4.625%
HK$17,421
+HK$872/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,098/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,465
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,977
−HK$521/mo
Today · 4.125%
HK$17,498
baseline
▲ 0.50% · 4.625%
HK$18,562
+HK$1,064/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$34,996/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,317
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,809
−HK$498/mo
Today · 4.125%
HK$19,307
baseline
▲ 0.50% · 4.625%
HK$20,325
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,614/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,169
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,828
−HK$669/mo
Today · 4.125%
HK$22,497
baseline
▲ 0.50% · 4.625%
HK$23,866
+HK$1,369/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,994/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,551
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,182
−HK$641/mo
Today · 4.125%
HK$24,823
baseline
▲ 0.50% · 4.625%
HK$26,132
+HK$1,309/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,646/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,048 · Scale 2, in force from 26 Feb 2026)