LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,620
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,278
−HK$3,717/mo
Today · 4.125%
HK$124,995
baseline
▲ 0.50% · 4.625%
HK$132,601
+HK$7,606/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$249,990/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,851
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,360
−HK$3,560/mo
Today · 4.125%
HK$137,920
baseline
▲ 0.50% · 4.625%
HK$145,190
+HK$7,270/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$275,840/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,144
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,534
−HK$4,460/mo
Today · 4.125%
HK$149,994
baseline
▲ 0.50% · 4.625%
HK$159,121
+HK$9,127/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$299,988/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,021
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,232
−HK$4,272/mo
Today · 4.125%
HK$165,504
baseline
▲ 0.50% · 4.625%
HK$174,228
+HK$8,724/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$331,008/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,667
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$169,790
−HK$5,204/mo
Today · 4.125%
HK$174,994
baseline
▲ 0.50% · 4.625%
HK$185,641
+HK$10,647/mo
Deposit HK$15.47M · loan HK$36.11M · min. income ≈ HK$349,988/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,191
−HK$9,897/mo
▼ 0.25% · 3.875%
HK$188,104
−HK$4,984/mo
Today · 4.125%
HK$193,088
baseline
▲ 0.50% · 4.625%
HK$203,266
+HK$10,178/mo
Deposit HK$15.47M · loan HK$36.11M · min. income ≈ HK$386,176/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,715
−HK$13,277/mo
▼ 0.25% · 3.875%
HK$218,301
−HK$6,691/mo
Today · 4.125%
HK$224,992
baseline
▲ 0.50% · 4.625%
HK$238,682
+HK$13,690/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$449,984/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,531
−HK$12,725/mo
▼ 0.25% · 3.875%
HK$241,848
−HK$6,408/mo
Today · 4.125%
HK$248,256
baseline
▲ 0.50% · 4.625%
HK$261,342
+HK$13,086/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$496,512/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,224 · Scale 2, in force from 26 Feb 2026)