LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,620
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,279
−HK$3,717/mo
Today · 4.125%
HK$124,996
baseline
▲ 0.50% · 4.625%
HK$132,601
+HK$7,605/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$249,992/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,851
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,360
−HK$3,561/mo
Today · 4.125%
HK$137,921
baseline
▲ 0.50% · 4.625%
HK$145,191
+HK$7,270/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$275,842/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,144
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,534
−HK$4,461/mo
Today · 4.125%
HK$149,995
baseline
▲ 0.50% · 4.625%
HK$159,122
+HK$9,127/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$299,990/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,021
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$161,232
−HK$4,273/mo
Today · 4.125%
HK$165,505
baseline
▲ 0.50% · 4.625%
HK$174,229
+HK$8,724/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$331,010/mo (50% DSR)
Upfront cash ≈ HK$22.82M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,668
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$169,790
−HK$5,204/mo
Today · 4.125%
HK$174,994
baseline
▲ 0.50% · 4.625%
HK$185,642
+HK$10,648/mo
Deposit HK$15.47M · loan HK$36.11M · min. income ≈ HK$349,988/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,191
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$188,105
−HK$4,984/mo
Today · 4.125%
HK$193,089
baseline
▲ 0.50% · 4.625%
HK$203,267
+HK$10,178/mo
Deposit HK$15.47M · loan HK$36.11M · min. income ≈ HK$386,178/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,716
−HK$13,276/mo
▼ 0.25% · 3.875%
HK$218,302
−HK$6,690/mo
Today · 4.125%
HK$224,992
baseline
▲ 0.50% · 4.625%
HK$238,683
+HK$13,691/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$449,984/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,532
−HK$12,725/mo
▼ 0.25% · 3.875%
HK$241,849
−HK$6,408/mo
Today · 4.125%
HK$248,257
baseline
▲ 0.50% · 4.625%
HK$261,343
+HK$13,086/mo
Deposit HK$5.16M · loan HK$46.42M · min. income ≈ HK$496,514/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,232 · Scale 2, in force from 26 Feb 2026)