LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,632
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,291
−HK$3,717/mo
Today · 4.125%
HK$125,008
baseline
▲ 0.50% · 4.625%
HK$132,615
+HK$7,607/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$250,016/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,864
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,374
−HK$3,560/mo
Today · 4.125%
HK$137,934
baseline
▲ 0.50% · 4.625%
HK$145,205
+HK$7,271/mo
Deposit HK$25.79M · loan HK$25.79M · min. income ≈ HK$275,868/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,158
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,549
−HK$4,461/mo
Today · 4.125%
HK$150,010
baseline
▲ 0.50% · 4.625%
HK$159,138
+HK$9,128/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$300,020/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,037
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$161,249
−HK$4,272/mo
Today · 4.125%
HK$165,521
baseline
▲ 0.50% · 4.625%
HK$174,246
+HK$8,725/mo
Deposit HK$20.63M · loan HK$30.95M · min. income ≈ HK$331,042/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,685
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$169,807
−HK$5,205/mo
Today · 4.125%
HK$175,012
baseline
▲ 0.50% · 4.625%
HK$185,661
+HK$10,649/mo
Deposit HK$15.48M · loan HK$36.11M · min. income ≈ HK$350,024/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,210
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$188,124
−HK$4,984/mo
Today · 4.125%
HK$193,108
baseline
▲ 0.50% · 4.625%
HK$203,287
+HK$10,179/mo
Deposit HK$15.48M · loan HK$36.11M · min. income ≈ HK$386,216/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,737
−HK$13,278/mo
▼ 0.25% · 3.875%
HK$218,324
−HK$6,691/mo
Today · 4.125%
HK$225,015
baseline
▲ 0.50% · 4.625%
HK$238,707
+HK$13,692/mo
Deposit HK$5.16M · loan HK$46.43M · min. income ≈ HK$450,030/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,556
−HK$12,726/mo
▼ 0.25% · 3.875%
HK$241,873
−HK$6,409/mo
Today · 4.125%
HK$248,282
baseline
▲ 0.50% · 4.625%
HK$261,369
+HK$13,087/mo
Deposit HK$5.16M · loan HK$46.43M · min. income ≈ HK$496,564/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,452 · Scale 2, in force from 26 Feb 2026)