LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,764
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,130
−HK$372/mo
Today · 4.125%
HK$12,502
baseline
▲ 0.50% · 4.625%
HK$13,263
+HK$761/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,004/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,088
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,439
−HK$356/mo
Today · 4.125%
HK$13,795
baseline
▲ 0.50% · 4.625%
HK$14,522
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,590/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,117
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,556
−HK$446/mo
Today · 4.125%
HK$15,002
baseline
▲ 0.50% · 4.625%
HK$15,915
+HK$913/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$30,004/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,705
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,126
−HK$428/mo
Today · 4.125%
HK$16,554
baseline
▲ 0.50% · 4.625%
HK$17,426
+HK$872/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$33,108/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,470
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,982
−HK$521/mo
Today · 4.125%
HK$17,503
baseline
▲ 0.50% · 4.625%
HK$18,568
+HK$1,065/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,006/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,323
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,814
−HK$499/mo
Today · 4.125%
HK$19,313
baseline
▲ 0.50% · 4.625%
HK$20,331
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,626/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,176
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,834
−HK$670/mo
Today · 4.125%
HK$22,504
baseline
▲ 0.50% · 4.625%
HK$23,873
+HK$1,369/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$45,008/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,189
−HK$641/mo
Today · 4.125%
HK$24,830
baseline
▲ 0.50% · 4.625%
HK$26,139
+HK$1,309/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,660/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,082 · Scale 2, in force from 26 Feb 2026)