LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,651
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,311
−HK$3,718/mo
Today · 4.125%
HK$125,029
baseline
▲ 0.50% · 4.625%
HK$132,637
+HK$7,608/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$250,058/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,886
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,396
−HK$3,561/mo
Today · 4.125%
HK$137,957
baseline
▲ 0.50% · 4.625%
HK$145,229
+HK$7,272/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$275,914/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,181
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$145,573
−HK$4,462/mo
Today · 4.125%
HK$150,035
baseline
▲ 0.50% · 4.625%
HK$159,164
+HK$9,129/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$300,070/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,063
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,275
−HK$4,273/mo
Today · 4.125%
HK$165,548
baseline
▲ 0.50% · 4.625%
HK$174,275
+HK$8,727/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$331,096/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,712
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,835
−HK$5,205/mo
Today · 4.125%
HK$175,040
baseline
▲ 0.50% · 4.625%
HK$185,691
+HK$10,651/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$350,080/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,240
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,154
−HK$4,986/mo
Today · 4.125%
HK$193,140
baseline
▲ 0.50% · 4.625%
HK$203,320
+HK$10,180/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$386,280/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,772
−HK$13,280/mo
▼ 0.25% · 3.875%
HK$218,359
−HK$6,693/mo
Today · 4.125%
HK$225,052
baseline
▲ 0.50% · 4.625%
HK$238,746
+HK$13,694/mo
Deposit HK$5.16M · loan HK$46.44M · min. income ≈ HK$450,104/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,594
−HK$12,729/mo
▼ 0.25% · 3.875%
HK$241,913
−HK$6,410/mo
Today · 4.125%
HK$248,323
baseline
▲ 0.50% · 4.625%
HK$261,412
+HK$13,089/mo
Deposit HK$5.16M · loan HK$46.44M · min. income ≈ HK$496,646/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,811 · Scale 2, in force from 26 Feb 2026)