LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,653
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,313
−HK$3,718/mo
Today · 4.125%
HK$125,031
baseline
▲ 0.50% · 4.625%
HK$132,639
+HK$7,608/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$250,062/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,888
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,398
−HK$3,561/mo
Today · 4.125%
HK$137,959
baseline
▲ 0.50% · 4.625%
HK$145,231
+HK$7,272/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$275,918/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,184
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$145,575
−HK$4,462/mo
Today · 4.125%
HK$150,037
baseline
▲ 0.50% · 4.625%
HK$159,167
+HK$9,130/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$300,074/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,066
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,278
−HK$4,273/mo
Today · 4.125%
HK$165,551
baseline
▲ 0.50% · 4.625%
HK$174,278
+HK$8,727/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$331,102/mo (50% DSR)
Upfront cash ≈ HK$22.83M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,714
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$169,838
−HK$5,206/mo
Today · 4.125%
HK$175,044
baseline
▲ 0.50% · 4.625%
HK$185,694
+HK$10,650/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$350,088/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,243
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,158
−HK$4,985/mo
Today · 4.125%
HK$193,143
baseline
▲ 0.50% · 4.625%
HK$203,324
+HK$10,181/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$386,286/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,776
−HK$13,280/mo
▼ 0.25% · 3.875%
HK$218,363
−HK$6,693/mo
Today · 4.125%
HK$225,056
baseline
▲ 0.50% · 4.625%
HK$238,750
+HK$13,694/mo
Deposit HK$5.16M · loan HK$46.44M · min. income ≈ HK$450,112/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,598
−HK$12,729/mo
▼ 0.25% · 3.875%
HK$241,917
−HK$6,410/mo
Today · 4.125%
HK$248,327
baseline
▲ 0.50% · 4.625%
HK$261,417
+HK$13,090/mo
Deposit HK$5.16M · loan HK$46.44M · min. income ≈ HK$496,654/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,192,851 · Scale 2, in force from 26 Feb 2026)