LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,766
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,132
−HK$372/mo
Today · 4.125%
HK$12,504
baseline
▲ 0.50% · 4.625%
HK$13,265
+HK$761/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,008/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,090
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,441
−HK$356/mo
Today · 4.125%
HK$13,797
baseline
▲ 0.50% · 4.625%
HK$14,524
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,594/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,119
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,559
−HK$446/mo
Today · 4.125%
HK$15,005
baseline
▲ 0.50% · 4.625%
HK$15,918
+HK$913/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$30,010/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,708
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,129
−HK$427/mo
Today · 4.125%
HK$16,556
baseline
▲ 0.50% · 4.625%
HK$17,429
+HK$873/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$33,112/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,473
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,985
−HK$521/mo
Today · 4.125%
HK$17,506
baseline
▲ 0.50% · 4.625%
HK$18,571
+HK$1,065/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,012/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,326
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,817
−HK$499/mo
Today · 4.125%
HK$19,316
baseline
▲ 0.50% · 4.625%
HK$20,334
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,632/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,179
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,838
−HK$669/mo
Today · 4.125%
HK$22,507
baseline
▲ 0.50% · 4.625%
HK$23,877
+HK$1,370/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$45,014/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,309/mo
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,100 · Scale 2, in force from 26 Feb 2026)