LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,677
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,337
−HK$3,719/mo
Today · 4.125%
HK$125,056
baseline
▲ 0.50% · 4.625%
HK$132,666
+HK$7,610/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$250,112/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,914
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,425
−HK$3,562/mo
Today · 4.125%
HK$137,987
baseline
▲ 0.50% · 4.625%
HK$145,261
+HK$7,274/mo
Deposit HK$25.80M · loan HK$25.80M · min. income ≈ HK$275,974/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,212
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,605
−HK$4,463/mo
Today · 4.125%
HK$150,068
baseline
▲ 0.50% · 4.625%
HK$159,199
+HK$9,131/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$300,136/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,097
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,311
−HK$4,274/mo
Today · 4.125%
HK$165,585
baseline
▲ 0.50% · 4.625%
HK$174,313
+HK$8,728/mo
Deposit HK$20.64M · loan HK$30.96M · min. income ≈ HK$331,170/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,748
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$169,872
−HK$5,207/mo
Today · 4.125%
HK$175,079
baseline
▲ 0.50% · 4.625%
HK$185,732
+HK$10,653/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$350,158/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,280
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$188,196
−HK$4,986/mo
Today · 4.125%
HK$193,182
baseline
▲ 0.50% · 4.625%
HK$203,365
+HK$10,183/mo
Deposit HK$15.48M · loan HK$36.12M · min. income ≈ HK$386,364/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,819
−HK$13,282/mo
▼ 0.25% · 3.875%
HK$218,407
−HK$6,694/mo
Today · 4.125%
HK$225,101
baseline
▲ 0.50% · 4.625%
HK$238,798
+HK$13,697/mo
Deposit HK$5.16M · loan HK$46.45M · min. income ≈ HK$450,202/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,646
−HK$12,731/mo
▼ 0.25% · 3.875%
HK$241,966
−HK$6,411/mo
Today · 4.125%
HK$248,377
baseline
▲ 0.50% · 4.625%
HK$261,469
+HK$13,092/mo
Deposit HK$5.16M · loan HK$46.45M · min. income ≈ HK$496,754/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$2,193,293 · Scale 2, in force from 26 Feb 2026)