LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,702
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$121,363
−HK$3,720/mo
Today · 4.125%
HK$125,083
baseline
▲ 0.50% · 4.625%
HK$132,694
+HK$7,611/mo
Deposit HK$25.81M · loan HK$25.81M · min. income ≈ HK$250,166/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,943
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$134,454
−HK$3,563/mo
Today · 4.125%
HK$138,017
baseline
▲ 0.50% · 4.625%
HK$145,292
+HK$7,275/mo
Deposit HK$25.81M · loan HK$25.81M · min. income ≈ HK$276,034/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,243
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,636
−HK$4,464/mo
Today · 4.125%
HK$150,100
baseline
▲ 0.50% · 4.625%
HK$159,233
+HK$9,133/mo
Deposit HK$20.65M · loan HK$30.97M · min. income ≈ HK$300,200/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,131
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$161,345
−HK$4,275/mo
Today · 4.125%
HK$165,620
baseline
▲ 0.50% · 4.625%
HK$174,350
+HK$8,730/mo
Deposit HK$20.65M · loan HK$30.97M · min. income ≈ HK$331,240/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,783
−HK$10,334/mo
▼ 0.25% · 3.875%
HK$169,909
−HK$5,208/mo
Today · 4.125%
HK$175,117
baseline
▲ 0.50% · 4.625%
HK$185,772
+HK$10,655/mo
Deposit HK$15.49M · loan HK$36.13M · min. income ≈ HK$350,234/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,320
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,236
−HK$4,988/mo
Today · 4.125%
HK$193,224
baseline
▲ 0.50% · 4.625%
HK$203,409
+HK$10,185/mo
Deposit HK$15.49M · loan HK$36.13M · min. income ≈ HK$386,448/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,864
−HK$13,286/mo
▼ 0.25% · 3.875%
HK$218,454
−HK$6,696/mo
Today · 4.125%
HK$225,150
baseline
▲ 0.50% · 4.625%
HK$238,850
+HK$13,700/mo
Deposit HK$5.16M · loan HK$46.46M · min. income ≈ HK$450,300/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,697
−HK$12,734/mo
▼ 0.25% · 3.875%
HK$242,018
−HK$6,413/mo
Today · 4.125%
HK$248,431
baseline
▲ 0.50% · 4.625%
HK$261,526
+HK$13,095/mo
Deposit HK$5.16M · loan HK$46.46M · min. income ≈ HK$496,862/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,193,765 · Scale 2, in force from 26 Feb 2026)