LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,705
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,367
−HK$3,720/mo
Today · 4.125%
HK$125,087
baseline
▲ 0.50% · 4.625%
HK$132,698
+HK$7,611/mo
Deposit HK$25.81M · loan HK$25.81M · min. income ≈ HK$250,174/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,946
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,458
−HK$3,563/mo
Today · 4.125%
HK$138,021
baseline
▲ 0.50% · 4.625%
HK$145,296
+HK$7,275/mo
Deposit HK$25.81M · loan HK$25.81M · min. income ≈ HK$276,042/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,247
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,640
−HK$4,464/mo
Today · 4.125%
HK$150,104
baseline
▲ 0.50% · 4.625%
HK$159,237
+HK$9,133/mo
Deposit HK$20.65M · loan HK$30.97M · min. income ≈ HK$300,208/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,135
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,350
−HK$4,275/mo
Today · 4.125%
HK$165,625
baseline
▲ 0.50% · 4.625%
HK$174,355
+HK$8,730/mo
Deposit HK$20.65M · loan HK$30.97M · min. income ≈ HK$331,250/mo (50% DSR)
Upfront cash ≈ HK$22.84M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,788
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$169,913
−HK$5,208/mo
Today · 4.125%
HK$175,121
baseline
▲ 0.50% · 4.625%
HK$185,777
+HK$10,656/mo
Deposit HK$15.49M · loan HK$36.13M · min. income ≈ HK$350,242/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,325
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,241
−HK$4,988/mo
Today · 4.125%
HK$193,229
baseline
▲ 0.50% · 4.625%
HK$203,414
+HK$10,185/mo
Deposit HK$15.49M · loan HK$36.13M · min. income ≈ HK$386,458/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,870
−HK$13,286/mo
▼ 0.25% · 3.875%
HK$218,460
−HK$6,696/mo
Today · 4.125%
HK$225,156
baseline
▲ 0.50% · 4.625%
HK$238,856
+HK$13,700/mo
Deposit HK$5.16M · loan HK$46.46M · min. income ≈ HK$450,312/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,703
−HK$12,734/mo
▼ 0.25% · 3.875%
HK$242,025
−HK$6,412/mo
Today · 4.125%
HK$248,437
baseline
▲ 0.50% · 4.625%
HK$261,533
+HK$13,096/mo
Deposit HK$5.16M · loan HK$46.46M · min. income ≈ HK$496,874/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,193,825 · Scale 2, in force from 26 Feb 2026)