LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,771
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,137
−HK$372/mo
Today · 4.125%
HK$12,509
baseline
▲ 0.50% · 4.625%
HK$13,271
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,018/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,095
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,447
−HK$356/mo
Today · 4.125%
HK$13,803
baseline
▲ 0.50% · 4.625%
HK$14,530
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,606/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,126
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,565
−HK$446/mo
Today · 4.125%
HK$15,011
baseline
▲ 0.50% · 4.625%
HK$15,925
+HK$914/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$30,022/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,714
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,136
−HK$427/mo
Today · 4.125%
HK$16,563
baseline
▲ 0.50% · 4.625%
HK$17,437
+HK$874/mo
Deposit HK$2.06M · loan HK$3.10M · min. income ≈ HK$33,126/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,480
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,992
−HK$521/mo
Today · 4.125%
HK$17,513
baseline
▲ 0.50% · 4.625%
HK$18,579
+HK$1,066/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,026/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,825
−HK$499/mo
Today · 4.125%
HK$19,324
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,019/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,648/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$670/mo
Today · 4.125%
HK$22,517
baseline
▲ 0.50% · 4.625%
HK$23,887
+HK$1,370/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,034/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$641/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,155
+HK$1,310/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,151 · Scale 2, in force from 26 Feb 2026)