LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,772
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,138
−HK$372/mo
Today · 4.125%
HK$12,510
baseline
▲ 0.50% · 4.625%
HK$13,272
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,020/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,096
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,448
−HK$356/mo
Today · 4.125%
HK$13,804
baseline
▲ 0.50% · 4.625%
HK$14,532
+HK$728/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,608/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,127
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,566
−HK$447/mo
Today · 4.125%
HK$15,013
baseline
▲ 0.50% · 4.625%
HK$15,926
+HK$913/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,026/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,716
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,137
−HK$428/mo
Today · 4.125%
HK$16,565
baseline
▲ 0.50% · 4.625%
HK$17,438
+HK$873/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,130/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,481
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,994
−HK$521/mo
Today · 4.125%
HK$17,515
baseline
▲ 0.50% · 4.625%
HK$18,580
+HK$1,065/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,335
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$499/mo
Today · 4.125%
HK$19,326
baseline
▲ 0.50% · 4.625%
HK$20,344
+HK$1,018/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,652/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,190
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$670/mo
Today · 4.125%
HK$22,519
baseline
▲ 0.50% · 4.625%
HK$23,889
+HK$1,370/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,038/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,206
−HK$641/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,157
+HK$1,310/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,161 · Scale 2, in force from 26 Feb 2026)