LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,773
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,139
−HK$372/mo
Today · 4.125%
HK$12,511
baseline
▲ 0.50% · 4.625%
HK$13,272
+HK$761/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,022/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,097
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,448
−HK$357/mo
Today · 4.125%
HK$13,805
baseline
▲ 0.50% · 4.625%
HK$14,532
+HK$727/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,610/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,127
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,567
−HK$446/mo
Today · 4.125%
HK$15,013
baseline
▲ 0.50% · 4.625%
HK$15,927
+HK$914/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,026/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,716
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,138
−HK$427/mo
Today · 4.125%
HK$16,565
baseline
▲ 0.50% · 4.625%
HK$17,439
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,130/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,482
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,994
−HK$521/mo
Today · 4.125%
HK$17,515
baseline
▲ 0.50% · 4.625%
HK$18,581
+HK$1,066/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$499/mo
Today · 4.125%
HK$19,326
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,019/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,652/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,191
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,850
−HK$670/mo
Today · 4.125%
HK$22,520
baseline
▲ 0.50% · 4.625%
HK$23,890
+HK$1,370/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,040/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,207
−HK$641/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,158
+HK$1,310/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,165 · Scale 2, in force from 26 Feb 2026)