LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,773
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,139
−HK$372/mo
Today · 4.125%
HK$12,511
baseline
▲ 0.50% · 4.625%
HK$13,273
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,022/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,097
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,449
−HK$356/mo
Today · 4.125%
HK$13,805
baseline
▲ 0.50% · 4.625%
HK$14,533
+HK$728/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,610/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,128
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,567
−HK$447/mo
Today · 4.125%
HK$15,014
baseline
▲ 0.50% · 4.625%
HK$15,927
+HK$913/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,028/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,717
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,138
−HK$428/mo
Today · 4.125%
HK$16,566
baseline
▲ 0.50% · 4.625%
HK$17,439
+HK$873/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,132/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,482
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,995
−HK$521/mo
Today · 4.125%
HK$17,516
baseline
▲ 0.50% · 4.625%
HK$18,582
+HK$1,066/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,032/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$499/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,346
+HK$1,019/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,192
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,851
−HK$670/mo
Today · 4.125%
HK$22,521
baseline
▲ 0.50% · 4.625%
HK$23,891
+HK$1,370/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,042/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,575
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$641/mo
Today · 4.125%
HK$24,849
baseline
▲ 0.50% · 4.625%
HK$26,159
+HK$1,310/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$49,698/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,170 · Scale 2, in force from 26 Feb 2026)