LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,733
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,396
−HK$3,720/mo
Today · 4.125%
HK$125,116
baseline
▲ 0.50% · 4.625%
HK$132,729
+HK$7,613/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$250,232/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,977
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,490
−HK$3,563/mo
Today · 4.125%
HK$138,053
baseline
▲ 0.50% · 4.625%
HK$145,330
+HK$7,277/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$276,106/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,280
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,675
−HK$4,465/mo
Today · 4.125%
HK$150,140
baseline
▲ 0.50% · 4.625%
HK$159,275
+HK$9,135/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$300,280/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,173
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,388
−HK$4,276/mo
Today · 4.125%
HK$165,664
baseline
▲ 0.50% · 4.625%
HK$174,397
+HK$8,733/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$331,328/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,827
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,954
−HK$5,209/mo
Today · 4.125%
HK$175,163
baseline
▲ 0.50% · 4.625%
HK$185,821
+HK$10,658/mo
Deposit HK$15.49M · loan HK$36.14M · min. income ≈ HK$350,326/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,368
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,286
−HK$4,989/mo
Today · 4.125%
HK$193,275
baseline
▲ 0.50% · 4.625%
HK$203,463
+HK$10,188/mo
Deposit HK$15.49M · loan HK$36.14M · min. income ≈ HK$386,550/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,920
−HK$13,289/mo
▼ 0.25% · 3.875%
HK$218,512
−HK$6,697/mo
Today · 4.125%
HK$225,209
baseline
▲ 0.50% · 4.625%
HK$238,913
+HK$13,704/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$450,418/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,759
−HK$12,737/mo
▼ 0.25% · 3.875%
HK$242,082
−HK$6,414/mo
Today · 4.125%
HK$248,496
baseline
▲ 0.50% · 4.625%
HK$261,595
+HK$13,099/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$496,992/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,345 · Scale 2, in force from 26 Feb 2026)