LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,736
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,399
−HK$3,720/mo
Today · 4.125%
HK$125,119
baseline
▲ 0.50% · 4.625%
HK$132,733
+HK$7,614/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$250,238/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,980
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$134,493
−HK$3,564/mo
Today · 4.125%
HK$138,057
baseline
▲ 0.50% · 4.625%
HK$145,334
+HK$7,277/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$276,114/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,284
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,678
−HK$4,465/mo
Today · 4.125%
HK$150,143
baseline
▲ 0.50% · 4.625%
HK$159,279
+HK$9,136/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$300,286/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,177
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,392
−HK$4,276/mo
Today · 4.125%
HK$165,668
baseline
▲ 0.50% · 4.625%
HK$174,401
+HK$8,733/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$331,336/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,831
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,958
−HK$5,209/mo
Today · 4.125%
HK$175,167
baseline
▲ 0.50% · 4.625%
HK$185,826
+HK$10,659/mo
Deposit HK$15.49M · loan HK$36.14M · min. income ≈ HK$350,334/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,373
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,291
−HK$4,989/mo
Today · 4.125%
HK$193,280
baseline
▲ 0.50% · 4.625%
HK$203,468
+HK$10,188/mo
Deposit HK$15.49M · loan HK$36.14M · min. income ≈ HK$386,560/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,925
−HK$13,290/mo
▼ 0.25% · 3.875%
HK$218,517
−HK$6,698/mo
Today · 4.125%
HK$225,215
baseline
▲ 0.50% · 4.625%
HK$238,919
+HK$13,704/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$450,430/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,765
−HK$12,737/mo
▼ 0.25% · 3.875%
HK$242,088
−HK$6,414/mo
Today · 4.125%
HK$248,502
baseline
▲ 0.50% · 4.625%
HK$261,601
+HK$13,099/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$497,004/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,400 · Scale 2, in force from 26 Feb 2026)