LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,744
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,407
−HK$3,721/mo
Today · 4.125%
HK$125,128
baseline
▲ 0.50% · 4.625%
HK$132,741
+HK$7,613/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$250,256/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,989
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$134,502
−HK$3,564/mo
Today · 4.125%
HK$138,066
baseline
▲ 0.50% · 4.625%
HK$145,344
+HK$7,278/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$276,132/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,293
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,688
−HK$4,465/mo
Today · 4.125%
HK$150,153
baseline
▲ 0.50% · 4.625%
HK$159,290
+HK$9,137/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$300,306/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,187
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$161,403
−HK$4,276/mo
Today · 4.125%
HK$165,679
baseline
▲ 0.50% · 4.625%
HK$174,412
+HK$8,733/mo
Deposit HK$20.65M · loan HK$30.98M · min. income ≈ HK$331,358/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,842
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$169,969
−HK$5,210/mo
Today · 4.125%
HK$175,179
baseline
▲ 0.50% · 4.625%
HK$185,838
+HK$10,659/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$350,358/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,385
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$188,303
−HK$4,990/mo
Today · 4.125%
HK$193,293
baseline
▲ 0.50% · 4.625%
HK$203,481
+HK$10,188/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$386,586/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,939
−HK$13,291/mo
▼ 0.25% · 3.875%
HK$218,532
−HK$6,698/mo
Today · 4.125%
HK$225,230
baseline
▲ 0.50% · 4.625%
HK$238,935
+HK$13,705/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$450,460/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,780
−HK$12,739/mo
▼ 0.25% · 3.875%
HK$242,104
−HK$6,415/mo
Today · 4.125%
HK$248,519
baseline
▲ 0.50% · 4.625%
HK$261,619
+HK$13,100/mo
Deposit HK$5.16M · loan HK$46.47M · min. income ≈ HK$497,038/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,545 · Scale 2, in force from 26 Feb 2026)