LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,750
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,413
−HK$3,721/mo
Today · 4.125%
HK$125,134
baseline
▲ 0.50% · 4.625%
HK$132,748
+HK$7,614/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$250,268/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,996
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$134,509
−HK$3,564/mo
Today · 4.125%
HK$138,073
baseline
▲ 0.50% · 4.625%
HK$145,351
+HK$7,278/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$276,146/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,300
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$145,696
−HK$4,465/mo
Today · 4.125%
HK$150,161
baseline
▲ 0.50% · 4.625%
HK$159,298
+HK$9,137/mo
Deposit HK$20.66M · loan HK$30.98M · min. income ≈ HK$300,322/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,195
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,411
−HK$4,277/mo
Today · 4.125%
HK$165,688
baseline
▲ 0.50% · 4.625%
HK$174,422
+HK$8,734/mo
Deposit HK$20.66M · loan HK$30.98M · min. income ≈ HK$331,376/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,850
−HK$10,338/mo
▼ 0.25% · 3.875%
HK$169,978
−HK$5,210/mo
Today · 4.125%
HK$175,188
baseline
▲ 0.50% · 4.625%
HK$185,848
+HK$10,660/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$350,376/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,394
−HK$9,909/mo
▼ 0.25% · 3.875%
HK$188,313
−HK$4,990/mo
Today · 4.125%
HK$193,303
baseline
▲ 0.50% · 4.625%
HK$203,492
+HK$10,189/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$386,606/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,950
−HK$13,292/mo
▼ 0.25% · 3.875%
HK$218,543
−HK$6,699/mo
Today · 4.125%
HK$225,242
baseline
▲ 0.50% · 4.625%
HK$238,947
+HK$13,705/mo
Deposit HK$5.16M · loan HK$46.48M · min. income ≈ HK$450,484/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,793
−HK$12,739/mo
▼ 0.25% · 3.875%
HK$242,117
−HK$6,415/mo
Today · 4.125%
HK$248,532
baseline
▲ 0.50% · 4.625%
HK$261,632
+HK$13,100/mo
Deposit HK$5.16M · loan HK$46.48M · min. income ≈ HK$497,064/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,659 · Scale 2, in force from 26 Feb 2026)